What Are My Long-Term Care Options? 

Long-term care refers to a variety of services that help meet both the medical and non-medical needs of people who cannot care for themselves for long periods. There are several different types of long-term care options available, each of which is best suited for different individuals. Here are just a few of your options.

5 Questions to Ask Your Financial Advisor Before a Recession

While the U.S. is not currently in a recession, it is a very likely future. Working with a trusted financial advisor is one of the best ways to get through a recession unharmed. They should be able to guide you through this tough time with minimal losses. In order for them to do so, you both need to know what your expectations and goals are. Here are 5 important questions to ask your financial advisor that will help spark conversation. 

The New Retirement Reality

The New Retirement Reality In an excellent article in InvestmentNews, 5 Ways To Start The Purpose Conversation,  author Dan Sharishevsky shared these insights on finding purpose in retirement. Retirement is undoubtedly one of life’s biggest transitions. Today, 75 is the new 60 and 65 is the new 50. Retirement is no longer the finish line. Continue reading “The New Retirement Reality”

4 Red Flags to Watch Out for in Your Annuity Provider

A new Ohio law attempts to impose ‘best interest’ fiduciary standards onto life insurance and annuity providers. However, these standards are extremely vague and still leave from for abuse to consumers. Many annuity providers and so-called financial advisors plant their product as a solution to a variety of problems, when in reality another product is likely more useful. Below are 4 cautionary tales from clients that have come to us for help in the past. If any of these situations have happened to you or a loved one, or are currently happening, we encourage you to seek out additional financial tools and professionals.

5 Ways to Get The Most Out of Your Life Insurance Policy

Permanent life insurance policies offer both a death benefit and cash value, which you can withdraw from at almost any point in your life. Life insurance offers more flexibility, and ROI than many other savings options.