How to Best Utilize Human Capital Based on your Generation

It’s no secret that the economy is heading towards a recession. And, it’s likely that things will only get worse before they get better. That is why it’s important to start thinking about ways to prepare. One of the best ways to do this is by investing in your own human capital. Human capital is the value of a worker’s skills, knowledge, and experience. It’s what makes you valuable to employers and helps you earn a higher salary.

Is There Any Value in Bitcoin?

Is There Any Value in Bitcoin? You’ve heard stories of young people becoming billionaires off of Bitcoin. You might be feeling a little left out, and wondering, “How can I do that?”. Well, the purpose of cryptocurrency and blockchain has changed in recent years, and it’s not a get-rich-quick scheme anymore. If you’re looking toContinue reading “Is There Any Value in Bitcoin?”

Alternatives to Bonds

Alternatives to Bonds Many investors consider bonds to be one of the safest investments. You may have even heard that they have a “guaranteed rate of return”. The fact is, bonds are a lot riskier than you have been led to believe. Even treasury bonds don’t come without risks. There are many alternatives to bonds,Continue reading “Alternatives to Bonds”

The New Retirement Reality

The New Retirement Reality In an excellent article in InvestmentNews, 5 Ways To Start The Purpose Conversation,  author Dan Sharishevsky shared these insights on finding purpose in retirement. Retirement is undoubtedly one of life’s biggest transitions. Today, 75 is the new 60 and 65 is the new 50. Retirement is no longer the finish line. Continue reading “The New Retirement Reality”

4 Red Flags to Watch Out for in Your Annuity Provider

A new Ohio law attempts to impose ‘best interest’ fiduciary standards onto life insurance and annuity providers. However, these standards are extremely vague and still leave from for abuse to consumers. Many annuity providers and so-called financial advisors plant their product as a solution to a variety of problems, when in reality another product is likely more useful. Below are 4 cautionary tales from clients that have come to us for help in the past. If any of these situations have happened to you or a loved one, or are currently happening, we encourage you to seek out additional financial tools and professionals.

How to Become Your Own Financial Hero

A good leader starts by leading themselves. I had the pleasure of talking with my good friend Mary Rauchenstein on my podcast this week about what qualities a good leader posses, and what the differences are between a leader, mentor, coach and manager. You can use these strategies to start managing your own financial life.